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Ready To Turn Your House Into A Home?

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Quick Home Financing by Cox Home Loans

The key to our success at Cox Home Loans has been our unwavering commitment to offering the lowest possible rates and providing outstanding customer service. We understand that the home-buying process can be overwhelming, so we strive to make it as smooth and stress-free as possible for our clients.

Our team of experienced professionals is dedicated to treating each client with honesty and integrity. We take the time to fully understand our client's needs and work closely with them to find the best loan options to fit their unique situation. We also pride ourselves on our excellent communication skills and make sure that our clients are informed every step of the way.

Our mission is to help our clients achieve their dream of homeownership by providing them with the best possible service and rates. Our commitment to our clients is the reason why we have been able to maintain a strong reputation in the industry. At Cox Home Loans, we are committed to helping our clients achieve their goals and make their home-buying experience positive

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states we are licensed in

California

Idaho

Coming Soon

Florida

Coming Soon

Our Commitment

We are on your team. Our commitment to our client is to make the process of obtaining a mortgage as smooth as possible. Here is how we do it.

Communication

When it comes to your largest investment, we understand the importance of not being left in the dark.

Education

It can be your first time getting a mortgage, or your tenth; there is always something new to learn.

Transparency

When it comes to the loan transaction, there are several moving parts. The loan process is a process of discovery and our job is to make sure you understand every step of the way.
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Home Loans That Fit Your Life

We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

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What Our Clients Say

  • Working with Cox home loans was fantastic. Being no stranger to home loans I was unsure of how adding a 3rd would go, not to mention my wife panics about everything. We own two rental properties and securing a 3rd loan is no easy task Donald kept everything running smoothly and was informative and responsive regarding every little detail and call associated with getting this deal done. They were extremely educational throughout the process, and I cannot stress enough how important this is when going through the loan process.

    Corey Miller

  • I highly recommend using Cox Home Loans. Donnie kept me informed regularly throughout the loan process and was always timely to respond when I emailed or text questions. The entire process was rather easy and I did not experience any issues or surprises at signing. What typically is a headache of adulthood was easy and painless.

    Brian Hicks

Learn

January 13, 2026
One-Time Closing Construction Loans Explained: How to Finance with a Single Loan!

Building a home from the ground up is exciting, but figuring out how to pay for it can feel confusing. One-time closing construction loans are designed to make that process smoother by wrapping construction and permanent financing into a single loan, with only one closing to manage. 1. How does a single loan work? With […]

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January 9, 2026
DSCR Loans for Rental Investors: How Lenders Evaluate Your Property’s Cash Flow!

Many rental investors are surprised to learn they can qualify for a mortgage based more on the property’s income than on their personal paycheck. That’s where DSCR loans come in. DSCR stands for Debt Service Coverage Ratio, but don’t let the term throw you off. At its core, lenders are simply asking, “Does this rental […]

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January 5, 2026
Moving for a Better: What Families Forget to Check Before Changing Neighborhoods!

Moving to a “better” neighborhood can feel exciting. Maybe you’re picturing quieter streets, more space, or a new school for the kids. But many families focus on granite countertops and backyard size, and forget to look at everyday details that shape how life actually feels. Taking a little extra time to look past the listing […]

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Inquire Now

Meet our loan officers and let us know your goals. We’ll request the necessary paperwork to jump start your application process.
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Learn About Your Options

We evaluate your qualifications and make sure you’re getting the best deals whether you’re refinancing or buying a new home.
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Get Approved and Close

We’ll begin the loan or refinance process and move towards closing in 21 days or less.
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QUICK HOME FINANCING

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

PHONE

E-MAIL

donald@coxhomeloans.com

ADDRESS

6520 Lonetree Blvd Suite 2011 Rocklin, CA 95765
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Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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